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Were you accruing pension benefits in the Basic Plan?
You will not accrue any new pension capital. You can see what you can do with the pension benefits you have accrued below.
Were you accruing pension benefits in the Plus Plan?
- You will not accrue any new pension capital.
- You will no longer be entitled to any partner’s pension under life cover. As long as you have unemployment benefit, you still have this entitlement.
- If you become incapacitated for work, and you are no longer employed by your employer, your employer will no longer pay your pension contribution for you either. You will not then accrue any more pension benefits.
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What happens to your pension?
Your pension remains at StiPP, unless You receive a pension benefit of less than €2 gross per year with your accrued pension benefits.Then your pension lapses if you are no longer a member of the pension fund.This is laid down by law. You can see how much pension you have accrued at Mijn StiPP Pensioen.
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Commutate pension
If your pension is less than €592.51 (2024) gross per year and you have a new employer and accrue pension benefits through it, StiPP will automatically transfer your pension to your new pension fund. If you do not have a new employer after five years or you reach retirement age [state pension (AOW) age],you will receive a pension commutation offer from us.
This means you can choose to have your pension paid out early as a lump sum. You will not then receive any monthly pension benefit from StiPP when you subsequently retire. We will only cash in your pension with your agreement.
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Starting work again in the sector
The Returning to StiPP page shows you what happens to your pension accrual if you return to work with an employer in the employment agency and secondment sector.
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Back to work outside the sector
If you are going to start accruing pension benefits again, StiPP will transfer a small pension with a maximum amount of €592.51 gross per year to your new pension provider. This is known as the transfer of accrued benefits and happens automatically 11 months after the date on which you left employment. Both StiPP and your new pension provider will automatically inform you. Then you can continue accruing your pension benefits in your new job.
If you have accrued a pension capital of more than €592.51 gross per year, you can apply to your new pension provider yourself for the transfer of accrued benefits.
If your accrued pension benefits are less than €2 gross per year, your pension will lapse. This is laid down by law.
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Voluntary continuation
In some cases you can continue your accrual of pension benefits at StiPP at your own expense. If you are interested in voluntary continuation, you can apply for it from us within nine months of the termination of your employment.
Please note: you will then have to pay the pension contribution yourself.
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View and update personal details
- Your pension statement shows you how much pension you have accrued. You receive this statement by post or email between May and September each year.
- Use your DigiD to log in to Mijn StiPP Pensioen.
You will find all your personal pension information in one place here. You can also update your details here.
No DigiD yet? Apply for your DigiD
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Important!
Has your email address changed?
Are you planning to move abroad or change your address abroad?
Tell us PROMPTLY at Mijn StiPP Pensioen or use our contact form!
Then you will receive all our notices about your StiPP pension.
The municipality notifies us automatically of changes of address in the Netherlands. There is no need for you to tell us about them.
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