Death

If you die before your retirement date

Your pension capital will be used to purchase a dependant’s pension. If you have a partner and children below the age of 18, your accrued pension capital will be divided between your partner and your children.

If you are still accruing pension in the StiPP Plus Plan when you die, your partner will receive an additional benefit under StiPP risk cover. You are automatically insured for this.

If you die after your retirement date

On your retirement date you decide whether to include a dependant’s pension for your partner. Your partner will receive this pension after your death as long as your partner is still living.  If you do not include the partner's pension, your own pension will be higher.

Please note: When you apply for your retirement pension, you have two options:

• To purchase retirement pension only from your accrued pension capital
• or to purchase retirement pension with dependant’s pension (partner's pension). 

If you decide to buy retirement pension only, your partner will not receive any partner's pension if you die.

Who does StiPP see as your dependants?

If you are accruing or have accrued pension benefits in the  Basic Plan
A dependant’s pension is provided for:

• the person to whom you are married
• the person with whom you have a registered partnership
• any children you have up to age 18

If you are accruing or have accrued pension benefits in the Plus Plan
A dependant’s pension is provided for:

• the person with whom you are officially cohabiting
• the person to whom you are married
• the person with whom you have a registered partnership
• any children you have up to age 18

Log in to Mijn StiPP Pensioen to see of which scheme you are a member:

• Log in using your DigiD.
• Go to the 'Mijn Pensioen’ page

The scheme in which you are accruing pension is shown under ‘Pensioengegevens’.

Contact with your dependants

• If you live and die in the Netherlands
  StiPP will contact your dependants. The municipality will automatically notify StiPP of your death. There is nothing your dependants need to do.
  

If you live and die abroad
Your dependants must contact StiPP themselves.
You can do this using our contact form. Or call us on 030 277 56 90.

Lump-sum payment

If the dependant’s pension is less than €613.52 per year (2025), StiPP will pay the amount to your dependants as a lump-sum.

TO DO

View and update personal details

• Your pension statement shows you how much pension you have accrued. You receive this statement by post or email between May and September each year.
  
  
• Use your DigiD to log in to Mijn StiPP Pensioen.
  You will find all your personal pension information in one place here. You can also update your details here.
  
  No DigiD yet? Apply for your DigiD

TO DO

Important!

Has your email address changed?
Are you planning to move abroad or change your address abroad?

Tell us PROMPTLY at Mijn StiPP Pensioen or use our contact form!

Then you will receive all our notices about your StiPP pension.

The municipality notifies us automatically of changes of address in the Netherlands. There is no need for you to tell us about them.