Dependant’s pension above the commutation threshold

The pension your partner has accrued is more than the commutation threshold of €592.51 per year (2024). See how to apply for your monthly dependant’s pension below.

TO DO on this page

  • Apply for dependant’s pension
  • Advise address details

What arrangements are there for you as a dependant?

 

 

 

 

 

 

 

 

 

 

 

When does StiPP consider you to be a dependant?

 

Your partner accrued pension benefits in the Basic Plan and

  • you are married
  • you have a registered partnership

 

Your partner accrued pension benefits in the Plus Plan and

  • you are married
  • you have a registered partnership
  • you are officially cohabiting and at the time your partner dies you have been living with your partner at the same address for a minimum of six months
    If you are not yet registered as a partner? send us a copy of your cohabitation contract.

 

Any children below the age of 18 are also dependants.

 

If you started a relationship after your partner’s retirement, you have no entitlement to dependant’s pension.

 

The most recent Uniform Pension Statement shows you in which scheme your partner accrued pension benefits.

 

 

 

 

 

 

 

 

 

 

 

 

Your partner dies before his/her retirement

A dependant’s pension is purchased with the pension capital your partner has accrued.

 

If there are any children below the age of 18, the accrued pension capital is divided between you and the children.

 

If your partner was still accruing pension benefits in the StiPP Plus Plan when he/she died, you will receive an additional payment under StiPP life cover. The partner is automatically insured for this.

 

Your partner dies after his/her retirement

On their retirement date your partner and you together decide whether to include a dependant’s pension for you. You will receive this pension after the death of your partner for the rest of your life.

Please note: If you and your partner decide to buy retirement pension only, you will not receive any partner's pension if your partner dies.

If there are any children below the age of 18, and your partner decided to have a partner's pension, they will receive 14% of the retirement pension that your partner received monthly.

 

 

 

 

 

 

 

When must you notify StiPP of the death?

 

  • If your partner was living in the Netherlands when he/she died
    StiPP will contact you. The municipality will automatically notify StiPP of the death. You do not have to do anything.

 

  • If your partner was living abroad when he/she died
    Contact StiPP yourself.
    You can do this using our contact form. Or call us on 030 277 56 90.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

TO DO

How do you apply for the dependant’s pension?

You will receive a letter from us with a form. Here you can find the translations of the forms:

Fill in the Dutch form and send it to us with the following documents. :

  • a copy or photo of your bank statement or bank card.
  • any marriage certificate (when married abroad),
  • birth certificate(s) if there are any children below the age of 18 at the time of death (when born abroad).

Use our contact form to send the form and the copies Or send the copies to the address below:
StiPP
PO Box 299
3700 AG Zeist

 

 

 

 

 

 

 

 

How much will you receive?

 

The amount of partner pension depends on the pension benefits your partner has accrued and the number of dependants. The letter you receive if your partner has died tells you how much pension your partner has accrued.

 

In your case the dependant’s pension is more than €592.51 per year (2024). You will therefore receive an amount each month for the rest of your life.

 

Notice of payment

Shortly before we pay your monthly pension, you will receive a notice of payment from us showing the amount you will be receiving. Tax will be deducted from the pension.

 

 

 

 

 

 

 

 

TO DO

Important!

Are you planning to move abroad or change your address abroad?

 

Tell us PROMPTLY using our contact form!

Then you will receive all our notices about your StiPP pension.

 

The municipality notifies us automatically of changes of address in the Netherlands. There is no need for you to tell us about them.