Did you work in the Netherlands through a temporary employment agency or secondment agency? And did you build up a pension with us? Then your pension will remain with us, even if you move abroad.
Can I have my pension paid out immediately?
No, you cannot always have your pension paid out immediately. Not even if you move abroad. Our pension rules continue to apply, even if you no longer live in the Netherlands. Paying out your pension in one lump sum is only possible with us if:
- Your expected pension is between €2 and €632,63 gross per year and you have not built up any pension with us or with another Dutch pension fund or insurer for 5 years, or
- Your expected pension is between €2 and €632,63 gross per year, you will reach your state pension age (AOW age) within 5 years, and you are no longer building up a pension with us.
After those 5 years, we will check whether your pension can be paid out in a lump sum. If this is the case, you will automatically receive a message from us. Until then, your pension will remain with us.
What can I do with my accrued pension?
What you can do depends on the amount of your expected pension. You can find this amount in Mijn StiPP Pensioen.
My expected pension is lower than €2 gross per year
Is your accrued pension lower than €2 per year? Then it will automatically lapse once you stop participating in the pension scheme. This is determined by law.
My expected pension is between €2 and €632,63 gross per year
Automatic value transfer
Will you start building up a pension again in the Netherlands in your new job and do you have a small pension (between €2 and €632,63 gross per year)? Then we will automatically transfer this amount to your new pension provider. This is called automatic value transfer. This allows you to continue building up your pension capital there. The transfer takes place 11 months after your employment ended. You will autmatically receive a message from us and from your new pension provider.
New pension scheme
Due to transition to the new pension scheme, no value transfer is possible between 1 January and 1 July 2026:
Will you start building up a pension again in the Netherlands in your new job and do you have a small pension (between €2 and €632,63 gross per year)? Then we will automatically transfer this amount to your new pension provider. This is called automatic value transfer. This allows you to continue building up your pension capital there. The transfer takes place 11 months after your employment ended. You will autmatically receive a message from us and from your new pension provider.
New pension scheme
Due to transition to the new pension scheme, no value transfer is possible between 1 January and 1 July 2026:
- Did you stop working as a temporary or seconded worker before 1 July 2025 and do you have a small pension? Then we transferred your pension capital to your new pension provider before 1 January 2026.
- Did you stop working as a temporary or seconded worker on or after 1 July 2025 and do you have a small pension? Then we will transfer your pension capital to your new pension provider from July 2026 onwards.
- From 1 July 2026, we will again transfer your pension approximately 11 months after the end of your employment. You will automatically receive a message from us and from your new pension provider.
My expected pension benefit is higher than €632,63 gross per year
Your pension will not be transferred automatically. You choose for yourself: do you leave your pension with us? Or do you transfer it to your new pension provider? If you leave your pension with us, we will look at the amount of your pension capital on your retirement date. You can then choose whether you want to receive your monthly pension benefit through us or through an insurer.
Stay reachable: check your address and email address
- Report your new address abroad via Mijn StiPP Pensioen and to the Registratie Niet-Ingezetenen (RNI).
- Make sure we can reach you by email. Check your email address in Mijn StiPP Pensioen. This way you won't miss any important information.
- You can log in to Mijn StiPP Pensioen using a DigiD. Do you live in another EU country and do not have a DigiD?
You may be able to log in using your national login method. This is called logging in with eIDAS.
- Logging in with eIDAS is not yet possible in all countries. If you are unable to log in to Mijn StiPP Pensioen for this reason, please contact us. We will then send you letters by post.