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Do stock prices affect your pension?

The honest answer? Yes and no. Due to the import duties, there has been a large price drop on the stock exchanges from 2 April. As you know, your pension capital is invested. If the stock market collapses, the value of the investments decreases. So also your pension capital. But of course we spread the risk. And we invest for the long term.

Price movements are part of the game and occur regularly. If you look at the expected result in 20 or 30 years, this decline will probably not have much impact. Are you retiring soon? Then you will probably notice something.

Fortunately, in the first two months of this year, the return was positive. In the last month, your pension capital has dropped slightly. You can think about whether to postpone your benefit or commutation. Are you eligible for surrender? Then you can also opt for a monthly payment.

Are you already retired? Then this has no influence. Your benefit will remain the same. If you are really worried, please feel free to contact us. We are happy to help you.