Your dependant's pension from your ex-partner is less than the commutation threshold

When does StiPP consider you to be a dependant?

Your ex-partner accrued pension benefits in the Basic Plan (end date 1 January 2026) and

• you were married
• you had a registered partnership

Your ex-partner accrued pension benefits in the Plus Plan (end date 1 January 2026) and

• you were married
• you had a registered partnership

Your partner accrued pension benefits in the StiPP Pension Scheme (start date 1 January 2026)

• you were married
• you had a registered partnership
• you were officially cohabiting and your ex-partner has been registered as an ex-partner in the StiPP Pension Scheme
• You and your ex-partner shared a joint household and your ex-partner has been registered as an ex-partner in the StiPP Pension Scheme

If you started a relationship after your ex-partner’s retirement, you have no entitlement to dependant’s pension.

The most recent Uniform Pension Statement shows you in which scheme your ex-partner accrued pension benefits.

Your ex-partner dies before his/her retirement

A dependant’s pension is purchased with the pension capital your ex-partner has accrued until 1 January 2026.
If your ex-partner dies before retirement and the pension capital is not accrued before 1 January 2026, then you don’t receive a dependant’s pension.

Your partner dies after his/her retirement

On their retirement date your partner and you together decide whether to include a dependant’s pension for you. You will receive this pension after the death of your partner for the rest of your life.

Please note: If you and your partner decide to buy retirement pension only, you will not receive any partner's pension if your partner dies.

When must you notify StiPP of the death? 

• If your ex-partner was living in the Netherlands when he/she died
  StiPP will contact you. The municipality will automatically notify StiPP of the death. You do not have to do anything. 

• If your ex-partner was living abroad when he/she died
  Contact StiPP yourself.
  You can do this using our contact form. Or call us on 030 277 56 90.

TO DO

Let us know your details

When your ex-partner passes away you will receive a form for the entitlement to partner pension.

Fill in the form:
- Translation for entitlement to partner pension commutation

Make a copy or photo of your bank statement or bank card. Complete the address details needed for partner and children with the copy or photo using our contact form.

We also need a copy of the following documents:

• the death certificate
• any marriage certificate

Send the copies to the address below:
StiPP
PO Box 299
3700 AG Zeist

Or send them as attachments with our contact form. Once we have received the death certificate, we will contact you within a month.

How much will you receive?

The amount of partner pension depends on the pension benefits your ex-partner has accrued. The letter you receive if your ex-partner has died tells you how much pension your ex-partner has accrued.

Shortly before we pay your pension, you will receive a payment notice from us showing the amount you will be receiving. Tax will be deducted from the pension.

Lump sum or monthly payment?
If the dependant’s pension is less than €632,63 per year (2026), StiPP will pay you the amount as a lump sum. If it is higher, you will receive an amount each month for the rest of your life.

TO DO

Important!

Are you planning to move abroad or change your address abroad?

Tell us PROMPTLY using our contact form!

Then you will receive all our notices about your StiPP pension.

The municipality notifies us automatically of changes of address in the Netherlands. There is no need for you to tell us about them.