If you are close to the state pension (AOW) age and have received a letter or email from StiPP, then you can apply for your pension.
There are two options:
- If your accrued pension is less than €632.63 (2026) gross per year
- If your accrued pension is more than €632.63 (2026) gross per year
This amount is known as the commutation threshold and is set each year. StiPP will pay you a pension below the commutation threshold as a lump sum.
- The letter or email you have received shows you how much pension you have accrued.
- See how to apply for your pension above or below the commutation threshold below.