Do you work as a temporary worker or seconded worker? Then you probably participate in the StiPP pension scheme.
The pension schemes at StiPP: Basic or Plus scheme
The pension scheme at StiPP is a defined contribution scheme. This means that you build up a pension capital yourself. Money is deposited into your retirement account every month. This money is invested. The money invested and the investment result together are your pension capital. When you retire, you use the pension capital to buy a lifelong pension benefit. The amount of your pension benefit depends on how much money you deposit, the investment result achieved and the costs of purchasing the pension benefit.
- From your first day of work, you will immediately start accruing pension in the Basic Scheme. Have you accrued pension for 52 weeks worked in the Basic Scheme? Then you will accrue pension in the Plus scheme. Log in to My StiPP Pension to see which scheme you are participating in.
- You can be registered earlier in the Plus scheme. You determine this together with your employer. But beware: if you are young, you generally accrue less retirement pension in the Plus scheme, but you are (better) insured for risks such as death and disability. So think carefully about whether this is your wish.
Find out if you are building up pension capital with StiPP
Are you not sure whether you are accruing pension with StiPP? Log in via DigiD to My StiPP Pension, here you can see whether you have a pension capital with StiPP. Are you unable to log in to My StiPP Pension with DigiD? Then you probably do not have any pension capital with StiPP. By logging in to www.mijnpensioenoverzicht.nl , you can also see whether you have a pension capital with StiPP. And you can also see your pension that you have accrued through other employers.