Value transfer

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Do you want to transfer your pension to another pension provider? This can be done with value transfer. Read here how it works.

Value transfer temporarily not possible

Value transfer is not possible from 1 January 2026 to 1 July 2026. We need that time to process the new regulation in our administration. From 1 July 2026, we will arrange your value transfer. This is only possible if your new pension fund has already switched to the new pension scheme.

Please note: during the period that you cannot transfer, the amount of your pension may still change due to investment results. This can be both positive and negative.

Incoming value transfer - Transferring your pension to StiPP

Have you previously accrued pension with another pension provider and are you now accruing pension with us? Then you can transfer your old pension to StiPP. This is called incoming value transfer. There are two situations:

Is your accrued pension less than € 613.52 gross per year (2025)?

Then your previous pension provider may choose to automatically transfer your pension to your new pension provider. That is regulated by law. Check with your previous pension provider whether automatic value transfer applies to you. They will then arrange it for you.

Is your accrued pension higher than € 613.52 gross per year (2025)?

Then you choose whether you want to transfer your pension. You can also transfer this pension to another pension provider at a later date. Do you want to transfer your pension to us? Then fill in this application form. Have you accrued pension with several pension providers? Then send us an application form for each pension administrator .

Outgoing value transfer - Transferring your pension with StiPP to another pension provider

Are you going to accrue pension with another pension provider? Then you can transfer your StiPP pension. This is called outgoing value transfer. There are two situations:

Is your accrued pension less than € 613.52 gross per year (2025)?

In that case, pension administrators may choose to automatically transfer your pension to your new pension administrator. That is regulated by law. You don't have to do anything. We transfer your pension automatically, approximately eleven months after the end of your employment. 

Due to the transition to the new pension scheme, no value transfer is possible between 1 January and 1 July 2026:
  • Did you stop working as a temporary worker or seconded worker before 1 July 2025 and do you have a small pension? Then we will transfer your pension capital to your new pension fund before 1 January 2026.
  • Did you stop working as a temporary worker or seconded worker on 1 July 2025 or later and do you have a small pension? Then we will transfer your pension capital from July 2026.
  • From 1 July 2026, we will again transfer your pension after approximately 11 months after the end of your employment.

Is your accrued pension higher than € 613.52 gross per year (2025)?

Then you choose whether to transfer your pension. Do you want to transfer your pension to another pension provider? Then apply for a value transfer from your new pension provider. You will first receive a pension overview from us at the end of participation. Then you contact your new pension provider.

Is value transfer wise?

Pension schemes differ from each other. So compare your old and new pension scheme carefully before opting for value transfer. Your pension will be converted to the scheme of the new provider. If you opt for value transfer, your pension can be higher but also lower.

Compare pension schemes

View the differences between pension schemes. That way you know what you will and will not get. Are you thinking of value transfer? Then use these pension comparators to gain good insight:

StiPP has a defined contribution scheme (DC scheme)

This means that you build up pension capital with which you later purchase a pension benefit. We invest your pension capital. Your pension capital can still change due to the investment return, among other things, and is therefore uncertain. Only at your retirement age do we know exactly how high your pension capital is and what pension benefits you can use it to purchase. When you retire, you will see an indication of your expected pension benefit on your uniform pension statement.