On 1 January 2026 , you will switch to our new scheme. Much remains the same, but there are also some changes. You can read it here.
This is what changes for you
- Your pension will be variable
Your pension can change annually. This depends on investment results, life expectancy, interest rates and what reserves we have. Are the investment results positive? Then your pension will increase. If the results are negative, we will supplement your pension from our reserve. So that your pension remains the same as that of the previous year. Only in the special case that our reserve is empty, your pension will be reduced. The chance that your pension will be lower is therefore much smaller than the chance that it will be higher. Your pension may change for the first time in 2027. In the year 2026, your pension will remain the same or it will be higher than it is now. Read more about a variable pension. - One-off increase in your pension
We expect everyone who has a pension with us to receive an extra amount from us in 2026. So do you. We call this allocation. The amount needed for this comes from our fund assets. This is therefore only possible if our financial situation is good enough on 1 January 2026.
Participants who are still accruing pension aged 59 and over, or who are 60 years or older and incapacitated for work, will probably receive an additional amount on top of their pension when they transition to the new pension scheme. We call this compensation. This is because we expect them to accrue less pension in the new scheme than in the current scheme. The compensation comes from our fund assets. This is therefore only possible if our financial situation is good enough on 1 January 2026. You can read more about compensation here.