The Netherlands will have a new pension system. StiPP will also have a new pension scheme. You will switch to this new scheme on 1 January 2026. Are you accruing pension with StiPP, are you incapacitated for work and does StiPP pay (part of) the premium? Then read the answers to frequently asked questions about disability in the new pension scheme.
Will I accrue pension in the new scheme?
Yes, if you accrue pension with StiPP now, you will also accrue pension in the new pension scheme. The amount of pension accrual will change.
How much pension will I accrue in the new scheme?
In the new pension scheme , 20% of your pension base will be deposited for your pension. In your case, StiPP will continue to pay (part of) the pension premium. This will remain the case.
Who pays the premium?
If you are incapacitated for work, StiPP will continue to pay (part of) the pension premium. We call this non-contributory pension accrual. This only applies if you have received confirmation from StiPP. For the part that you work, you pay pension contributions together with your employer. This pension contribution is 23.4% of the pension base.
When will the non-contributory pension accrual in the new scheme stop?
The (partial) payment of your pension contribution stops:
- if you are no longer at least 35% incapacitated for work
- or if you have reached the state pension age
- or if you die earlier
- if you are no longer at least 35% incapacitated for work
- or if you have reached the state pension age
- or if you die earlier
Will I receive a one-off amount with my pension during the transition to the new pension scheme?
Yes, we expect everyone at StiPP to receive a one-off extra pension amount when they transition to the new pension scheme. So do you.
Were you older than 60 on your first WIA day? Then you will also receive a compensation amount during the transition. This is because StiPP pays more pension contributions for your pension in the current pension scheme. This will be 20% from 1 January 2026. Because this is lower than StiPP currently pays, you will be compensated for this.
Both amounts come from StiPP's fund assets. This is therefore only possible if StiPP's financial situation is good enough on 1 January 2026.
Were you older than 60 on your first WIA day? Then you will also receive a compensation amount during the transition. This is because StiPP pays more pension contributions for your pension in the current pension scheme. This will be 20% from 1 January 2026. Because this is lower than StiPP currently pays, you will be compensated for this.
Both amounts come from StiPP's fund assets. This is therefore only possible if StiPP's financial situation is good enough on 1 January 2026.
When will I receive this one-time amount?
In the autumn of 2025, you will receive a first calculation of your pension in the new scheme, including the one-off amount and any compensation. You will receive a final calculation in mid-2026. After this, StiPP will add the final one-off amount and any compensation to your pension capital.
How can I continue to track my pension?
You can track your pension via stippensioen.nl/inloggen. You can see the amount of your pension capital on this personal page.