On 1 January 2026, we will switch to a new pension scheme. Everyone therefore receives a one-off extra amount from us. Will anything change in your personal situation before 1 January 2026? For example, you stop working, get divorced or retire. Then this will affect the extra amount (allocation) and any compensation (if you are 59 years and older) that you receive from us.
Read here what changes for each situation.
- You stop as a temporary worker or seconded worker and you are 59 years or older
Are you stopping before January 1, 2026? Then you are entitled to an extra amount on top of your pension capital (allocation). But no right to compensation. Even if it is in the letter or e-mail with the first calculation that you will receive from us in October. - You are getting divorced
Are you getting divorced before 1 January 2026? Then your allocation and any compensation are not yet included in your pension capital. Are you separating after January 1, 2026? Or. And so your pension capital and the capital that you distribute is higher. - You retire before 1 January 2026 and are still accruing pension with us
Are you 59 years or older, but younger than 67? Then you will not receive compensation if you take early retirement before 1 January 2026. Are you retiring after 1 January 2026? Then you will receive one-off compensation. In the letter with the first calculation of your pension in the new scheme, you can see how high your expected compensation is. You will receive that letter in October. - You will work many more or fewer hours
Then any compensation will be higher or lower. This amount is based on your average salary of the last 12 months. - You had stopped working at StiPP, but are going to accrue pension again
Are you going to work again as a temporary worker or seconded worker before 1 January 2026 and are you accruing pension with us again? Then your capital will be higher on 1 January 2026. As a result, the one-off extra amount (allocation) that you receive with your capital is also higher. Because that is based on the pension capital that you have accrued with us before 1 January 2026. Are you 59 years or older? Then you are also entitled to compensation. From 1 January, your pension capital will be transferred to the new scheme and you will continue to accrue pension in it. - Value transfer
Value transfer is not possible from 1 January 2026 to 1 July 2026. We need that time to process the new regulation in our administration. From 1 July 2026, we will arrange your value transfer. This is only possible if your new pension fund has already switched to the new pension scheme.
Did you stop working as a temporary worker or seconded worker before 1 July 2025 and do you have a small pension? Then we will transfer your pension capital to your new pension fund before 1 January 2026.
Did you stop working as a temporary worker or seconded worker on 1 July 2025 or later and do you have a small pension? Then we will transfer your pension capital from July 2026. You are then entitled to a one-off extra amount with your pension capital (allocation).
- Redemption
Is your pension capital lower than the surrender limit (in 2025 € 613.52 gross per year)? And are you no longer accruing pension with us? Then you can have your pension capital paid out (this is called surrender). You can only surrender a small pension:
• On the date your pension starts
• If we have not succeeded in transferring the value of your small pension to another pension provider in 5 years.
Surrender will only be possible again from 1 July 2026. Then we will have switched to the new pension scheme and everything will be arranged in our administration.